Phone: 02 6884 2222 | E-mail: admin@fortnumdubbo.com.au

As a time-poor, small business owner who is stretched by the dual demands of your work and home life, it’s understandable you may have overlooked an important business protection measure. Fortnum Dubbo has a specialisation in business insurance designed to shore up the fate of your shareholding in the event of a shareholder voluntarily or involuntarily exiting your business.

Think of Business Insurance as creating a Will for your business. Without a tailored insurance solution, your SME could:

  • Inherit an inappropriate or inexperienced staff member (eg. the spouse or relative of a deceased business partner)
  • Be devalued or derailed by the missing expertise of a vacating business partner
  • Face an uncertain future as to the value of the remaining shareholdings and the business as a whole

Fortnum Dubbo, in collaboration with a network of aligned legal and taxation specialists and business valuers and risk advisers, tailors business insurance solutions designed to suit your specific set of circumstances. Our service offering includes:

  • Assisting you and your business partners to determine the trigger events that could prompt a buy-out (they may include death, disablement and/or misconduct, among other factors)
  • Helping you confirm a formula for valuing shareholdings
  • Acting as your central coordinator, as you formalise arrangements for Estates/Trusts to which entitlements may be directed
  • Presenting you with a range of funding options designed to help you fund your buy-sell transactions

We can also offer assistance in facilitating a key man insurance policy with affordable premiums designed to offer a financial benefit to your business, should a vital staff member be removed from the business due to death or incapacity. Similarly, we can facilitate a business expenses insurance solution aimed at reimbursing you for fixed business expenses incurred if you find yourself unable to work due to illness or injury.

Your Fortnum Dubbo financial adviser will help translate the complexities surrounding the terms and conditions of your business insurance package. Then, if and when the time comes, they will be on hand to facilitate the claims’ process so you may secure your full entitlements.

For more information about business insurance, contact us today on (02) 6884 2222 or email sdunshea@fortnumdubbo.com.au

Download your Business Risk brochure here

Fortnum Dubbo and its advisers are Authorised Representatives of Fortnum Private Wealth Ltd ABN 54 139 889 535 AFSL 357306 trading as Fortnum Financial Advisers.

The information contained within this website does not consider your personal circumstances and is of a general nature only. You should not act on it without first obtaining professional financial advice specific to your circumstances. This website holds information for Australian Residents only.

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