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Whether your career and family are just beginning to expand, or perhaps you are a professional with growing offspring, or an empty-nester or retiree, your financial plans need to be protected against unexpected life events that could derail your future financial wellbeing.

Fortnum Dubbo can assist you to identify your risk exposures and put in place tailored insurance solutions designed to be compatible with your specific set of circumstances. Affordable premiums are just the beginning.

We translate the complexities of policies’ underwriting and terms and conditions so that you understand the definitions and where your cover begins and ends. Fortnum Dubbo tailors packages of personal insurance that may include:

  • Income Protection Insurance (designed to entitle you to 75% of your income, should an illness or injury prevent you from working, as outlined in your policy)
  • Life Insurance (designed to provide a financial benefit to your nominated beneficiaries upon your passing, as outlined in your policy)
  • Total and Permanent Disability Insurance (TPD) (designed to offer a lump sum payment to assist with ongoing care, should you suffer an accident or illness that renders you totally and permanently disabled, depending on the terms of your policy)
  • Trauma Insurance (should you suffer a stroke, heart attack or be diagnosed with cancer, this policy could provide a financial benefit towards your treatment and rehabilitation expenses, as outlined in your policy)

We offer regular reviews to help you maintain up-to-date insurances that remain in step with your changing circumstances at work and home.


Our risk planning services include the following:

  • Loss of Income
  • Loss of Assets
  • Interest Rate Movements
  • Life Insurance
  • Asset Insurance
  • Hedging
  • Risk Profiling

In the event that you need to make a claim, your Fortnum Dubbo financial adviser will compassionately facilitate the claims’ process on your behalf to secure your full entitlements as outlined in your policy. This service allows you to focus on rest and recovery, whilst we navigate the complexities of the claims’ process for you.

For more information about tailored personal insurances, please contact Fortnum Dubbo on (02) 6884 2222 or email

Fortnum Dubbo and its advisers are Authorised Representatives of Fortnum Private Wealth Ltd ABN 54 139 889 535 AFSL 357306 trading as Fortnum Financial Advisers.

The information contained within this website does not consider your personal circumstances and is of a general nature only. You should not act on it without first obtaining professional financial advice specific to your circumstances. This website holds information for Australian Residents only.

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